If you are still on your parent’s health insurance at age twenty-six, you will be required to perform a transition process as, after age twenty-six, you are no longer automatically covered. It is important to understand your insurance options so that you can pick the coverage that works best for you.
Options may include solely being covered under Medicaid at no cost to you, paying for your own health insurance (private or state), or fulfilling the process that must occur to continue being covered under your parent’s insurance if that insurance company and your parents allow you to do so.
Learning Objectives:
- Know that at age 26, dependents are no longer automatically covered by their parent’s insurance
- Understand the choices that you have when you are going to turn 26
- Understand the process that must occur when you are going to turn 26 in order to continue having health insurance
- Understand the choices that you have when you are already 26
- Understand the choices that you have when you are married
- Know what questions to ask your current insurance company
- Know what questions to ask potential insurance companies when searching for a new coverage plan