Medicare and Medicaid Insurance

Some people with disabilities also qualify for Medicare coverage. Medicare is an insurance plan for people with disabilities and senior citizens. It is managed by our federal government. Medicare typically covers more than Medicaid but does not cover In-home-care.

Medicaid is a state program that is typically for people with low income. As we detailed in the session above, people with disabilities that are working qualify for Medicaid. Medicaid covers most medical needs and copays. Medicaid in Washington State is known as Apple Health. In Washington State, you might hear Medicaid called Apple Health and your insurance card called your Provider One Card.

If you do receive Medicare and can get HWD, Medicaid will cover your Medicare premium. This means by paying your HWD premium, you are paying for both your Medicare and Medicaid coverage.